Drawdown meaning in banking9/26/2023 You will need to apply for the state guarantee from Kela. How do I apply for a state guarantee for my student loan? In certain exceptional cases, you can draw down your student loan in one instalment for the entire academic year.In the autumn term, the earliest possible drawdown date is 1st of August, and in the spring term, it’s 1st of January.Most students can draw down their student loan in two instalments during the academic year.When will the student loan be paid in my account? You can see the size of your student loan from the student financial aid decision you received from Kela.The loan guarantee covers between 300 and 800 euros per month. The amount of your student loan depends on how old you are and where you study.The student loan should be paid back according to the agreed repayment schedule, which begins 1,5–2 years after graduation. If Kela grants you a loan guarantee, you can apply for the loan from the bank of your choice. Student loans are state-guaranteed loans. Information on student loans What is a student loan? Alternatively, you can visit one of our branches. After this, you can apply for and draw down a student loan through Nordea Customer Service if you have Nordea’s access codes. Your guardians can give their consent digitally through Omaposti, over the phone with their access codes or in branch with a power of attorney. If you are a minor, you need your guardians’ (both guardians if you have two) consent for applying for a student loan. You need to sign the loan agreement with your Nordea ID app when you submit the application. Once the loan is granted to you, the loan agreement and terms and conditions will be available in Netbank. However, during the peak periods (January, August and September), it may take us longer than three days to process your application. We normally process student loan applications in 1–3 working days.Submit your application by filling in Nordea’s student loan application. If you already have a student loan and want to renew it for a new academic year, you should apply for a raise to your old loan. Remember that you have to reapply for a student loan each academic year.Information about applying for a student loan
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